Every dollar, finally in flow.
BudgetWise brings your expenses, subscriptions, savings goals, and investments into one calm, beautiful dashboard — and lets your whole household track together in real time.
Total balance
$24,318.92
Income vs. expenses
Savings goal
73%
Japan trip
Category split
largest at 35%
Household synced
4 members tracking together
Encrypted & secure
Real-time sync
Works on any device
Free plan, forever
Everything, in one place
One app for every part of your financial life
From daily coffee runs to long-term investing, BudgetWise gives you clarity without the spreadsheets.
Effortless expense tracking
Log spending in seconds, organize with custom categories, and see exactly where your money goes every month.
Smart category budgets
Set monthly limits per category and get a clear read on pace before you overspend — not after.
Subscription management
Track every recurring charge in one list, spot the ones you forgot about, and never get surprised by a renewal.
Sinking funds & goals
Save toward a trip, a new laptop, or an emergency fund with visual progress rings that keep you motivated.
Investment portfolio tracking
Monitor brokerage, retirement, and crypto accounts side by side with performance analytics that actually make sense.
Deep analytics
Trends, category breakdowns, and month-over-month comparisons that turn your data into decisions.
Household & family sharing
Invite family members with a code and track shared budgets and expenses together, in real time.
Smart reminders
Get nudged before bills are due and when a budget category is about to run hot.
Private & secure by design
Your data is encrypted in transit and at rest. BudgetWise never sells your financial information.
Spending by category
Last 30 days$3,842
total spend
Analytics
See the story behind every dollar
BudgetWise's analytics turn raw transactions into a picture you can actually act on — category breakdowns, month-over-month trends, and income-vs-expense comparisons, all updated the moment you add a new expense.
- Interactive breakdowns by category, tag, or time period
- Trend lines that reveal spending creep before it becomes a habit
- Exportable views for tax season or a quick gut-check
Sinking funds & investments
Save with purpose, grow with confidence
Set aside money for specific goals with sinking funds, then keep an eye on your brokerage and retirement accounts alongside your everyday budget — no more switching between five different apps.
- Visual progress rings for every savings goal
- Multi-account investment tracking with performance analytics
- A true net-worth view across cash, savings, and investments
Sinking funds
Portfolio
$118,204
+8.2% this quarter
Household · The Kumar Family
Naveen K.
Owner
Aisha R.
Member
Jordan T.
Member
Family plan
Money is easier when you're not managing it alone
Create a household, invite family members with a simple code, and track shared budgets and expenses together — while everyone still keeps their own subscriptions, funds, and investments.
- Shared categories and budgets everyone can see
- Every member's Pro features unlocked automatically
- Simple invite codes — no complicated setup
Pricing
Simple plans that grow with you
Start free. Upgrade when you want deeper insight — or when the whole family wants in.
Free
For getting your everyday spending under control.
No credit card required
Get started free- Unlimited expense tracking
- Category budgets
- Subscription tracking
- All basic features, no limits
- Analytics
- Sinking funds
- Investment tracking
Pro
For anyone serious about hitting their goals.
Billed monthly, cancel anytime
Start Pro trial- Everything in Free
- Deep analytics & trends
- Sinking funds & savings goals
- Investment portfolio tracking
- Priority support
Family
Everything in Pro, shared with your household.
Billed monthly, cancel anytime
Start Family trial- Everything in Pro
- Create a household
- Invite family members to track together
- Shared budgets & categories
- Every member gets Pro features
FAQ
Questions, answered
Is BudgetWise really free?
Yes. The Free plan includes unlimited expense tracking, category budgets, and subscription tracking — no credit card, no time limit, no catch. Analytics, sinking funds, and investment tracking are part of Pro.
What's the difference between Pro and Family?
Pro unlocks analytics, sinking funds, and investment tracking for one person. Family includes everything in Pro, plus the ability to create a household and invite family members — and everyone in that household gets Pro features automatically.
Can I switch between monthly and yearly billing?
Yes, anytime from your account settings. Switching to yearly billing gets you two months free compared to paying monthly.
Can I downgrade or cancel later?
Of course. You can change or cancel your plan at any time — your data stays intact, and you'll simply lose access to plan-specific features like analytics or investments if you drop to Free.
How many people can join a Family household?
Invite as many family members as you need using a simple invite code. Everyone can see shared budgets and categories while keeping their own subscriptions, funds, and investments private.
Is my financial data secure?
Your data is encrypted in transit and at rest, and BudgetWise never sells your financial information to third parties.
Your money deserves a home this good.
Join BudgetWise today — start free, upgrade whenever you're ready.